Investment Themes for 2015

1. US Financial/REITs sectors will continue to do well. The above sectors had weather the financial crisis of 2009 and the low interest rate environment is aiding the profitability of this sector.

- The inflation in US is going to be moderate in the coming year. Federal Reserve will remain dovish on hiking interest rates, as the fed rises rates to tackle inflation. Investors will continue to reach for yield and seek better returns for their portfolio, through high yielding equities, bonds and REITs. 

2. SG Financial/Retail. Singapore's economy will continue to grow and increase spending by the government will spur businesses in the Retail, Exhibitions and Service industry. 

- Tourism will increase due to marketing efforts of Singapore Tourism Board to promote Singapore as a choice destination due to SG50. Low fuel prices will make travel more affordable and increase visitorship to Singapore.

- Singapore's government is boosting the economy through additional fiscal spending for SG50's celebration. There will be a big push by government bodies to setup events and exhibitions in conjunction with SG50.